EASY FINANCIAL AID
WHEN IN NEED

Pod: Your secure money lending app

Whether life’s challenges have you feeling stuck or you just need a little financial boost, our app for money lending is here to help. Access the funds you need with low processing fees and affordable repayment options.

How Our Money Lending App Works

A seamless application to our Shariah-compliant micro-financing is designed to help you in times of need.

By submitting your details to us and filling up the repayment duration, you’re already a step away from receiving the financial aid you need.

As you repay within the tenure, you are simultaneously building up your Pod Score that will help kick-start your credit score for greater financial services in the future!

LIFE IS FULL OF SURPRISES
GET THE HELP YOU NEED WITH
OUR SHARIAH-MICROFINANCING

Sometimes we all need a little help. Whether it's for car maintenance, medical bills,
upkeep of your home or even monthly cash flow to keep you afloat.

With Pod’s Shariah-Microfinancing, you'll get the help you need with added transparency.

Download our money lending app today for your immediate financial needs.
Plus, explore our money-saving and other money-management features to help secure and plan for your future.

syariah financing

FINANCING AMOUNT

Financing amount up to RM10,000.

shariah financing

FINANCING TENURE

Weekly deductions and repayment tenure up to 24 weeks.

syariah financing

PROCESSING FEE

Processing fee up to 1.5% per month.

ELIGIBILITY

  • Applicant must be of age 18 - 65 years old.

  • Applicant must be Malaysian or a permanent resident of Malaysia.

  • Applicant may only be eligible for one Pod-financing at a time. All prior financing must be paid before a new application can be approved.

syariah financing app
syariah micro financing
Shariah financing app

Quick and Transparent
Borrow up to RM10,000 with just a few simple steps.

Shariah-Compliant Financing
No compounding interest or hidden fees. Just a small processing fee based on your Pod score.

Build Your Pod Score
Your financing repayment from Pod builds your credit trail, which will contribute to a healthy banking ecosystem for future financial needs.

A SHORT-TERM CREDIT THAT BUILDS
LONG-TERM CREDIT TRAIL

how do i get a loan with no credit

The sensible and responsible method of borrowing funds for unexpected expenses while improving your credit score for long-term credit needs.

Ease off your burden even if you are unable to access financial products due to a low credit score.

With Pod's microfinancing option, you can raise your credit score and eventually apply for additional financial products from different financial institutions.

WAYS TO
 IMPROVE YOUR SCORE

how do i get a loan with no credit
what is financial literacy
important financial literacy

Here are some of the commonly asked questions.

CASH IS BETTER WHEN YOU KNOW MORE ABOUT IT

  • Pod is charging up to 1.5% per month.

  • Pod evaluates credit worthiness of the borrowers on 3 main metrics.

  • You can improve your Pod credit score by creating saving goals, making more savings, reading our bite-sized financing literacy content, and answering quizzes on our app.

  • No, you don’t need to provide any collaterals or guarantors

  • There are several ways to repay Pod financing:

    For gig workers working with partner platforms – set up salary/earning deductions from your employer.

    For other borrowers – you can set up a direct debit from our app to directly deduct the weekly repayments from your bank account or do manual transfers via the app.

  • We charge up to 1% per annum on outstanding balance calculated daily.

  • Malaysians above 18 years old can apply for financing from Pod.

  • Yes, the financing from Pod is Shariah-compliant in line with commodity murabahah principles and approved by Masryef Advisory.

  • Once the financing agreement is signed the fund will be disbursed in approximately 2 business days.